Webhooks are event-based notifications that are received when a specific event related to the reverse penny drop verification occurs.

In rare cases, such as network retries, read timeouts, processing delays, or delivery failures, the same webhook might be sent more than once for the same event. To prevent unintended side effects, implement idempotency in your webhook handler to handle duplicate deliveries.

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Add Webhooks

Add your webhook URL in our system for us to deliver webhook events.

Follow the instructions below to configure the webhook URL. Ensure to provide the publicly accessible HTTPS URL to your webhook endpoint.

  1. Once you login to the dashboard with the credentials, click Developers.
  2. Click Webhooks listed under the Verification Suite card.
  3. Click Add Webhook URL in the Developers - Verification Suite screen.
  4. In the Add Webhook popup, fill in the following information:
    • Webhook URL - Enter the URL in this field.
  5. Click Test & Add Webhook.

Add Webhook

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Webhook Event

EventDescription
RPD_BANK_ACCOUNT_VERIFICATION_SUCCESSThe reverse penny drop verification is a success.
RPD_BANK_ACCOUNT_VERIFICATION_EXPIREDThe reverse penny drop verification expired.
RPD_BANK_ACCOUNT_VERIFICATION_FAILUREThe reverse penny drop verification is a failure.
{
   "signature":"signature",    
   "event_type":"RPD_BANK_ACCOUNT_VERIFICATION_SUCCESS",    
   "event_time":"2023-07-19 10:46:16",
   "version":"v1",
   "data":{
        "bank_account":"026291800001191", 
        "ifsc":"YESB0000262", 
        "upi": "success@upi",
        "name_at_bank":"BHARATHTEST GKUMARUT", 
        "verification_id":"91", 
        "ref_id":"49", 
        "utr":"49" ,
        "status":"SUCCESS", 
        "name_match_score":"", 
        "name_match_result":"", 
        "added_on":"2023-07-18T16:27:10+05:30", 
        "processed_on":"2023-07-18T16:29:10+05:30",              
        "penny_collected_on":"2023-07-18T16:29:10+05:30"
        "reversal_status": "PENDING",
        "account_type": "SAVINGS"
    }
}

Note: Verifying the signature is mandatory before processing any response. Refer to Signature Verification for more details.